Learn about Samvriddhi
Inclusive Growth Network

An ISO-certified Corporate Business Correspondent enabling last-mile financial inclusion
through CSPs and banking partnerships across India.

Empowering India Through
Financial Inclusion

Samvriddhi Inclusive Growth Network (P) Ltd. (SIGN) is a trusted Corporate Business Correspondent (CBC) empaneled with multiple leading public and regional rural banks in India. Our mission is to bridge the financial divide by enabling access to secure, technology-driven banking services in the most underserved and remote areas of the country.

Established in 2010 by five seasoned banking professionals, Samvriddhi operates with deep industry knowledge, grassroots understanding, and a strong commitment to inclusive growth for all.

“We don’t just enable transactions—we transform lives.”

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Our Vision

To be a leading enabler of financial inclusion and rural entrepreneurship across India, creating sustainable economic empowerment for every citizen, regardless of geography or income.

Our Mission

  • To deliver accessible, affordable, and secure banking services to every corner of India
  • To empower CSPs (Customer Service Points) as micro-entrepreneurs
  • To support government initiatives like Digital India, Jan Dhan Yojana, and Direct Benefit Transfer (DBT)
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Our Objectives

  • Reach banking services to the remotest villages of India
  • Facilitate small-ticket loans and microfinance inclusion
  • Enable the underserved through government welfare schemes like APY, PMJJBY, and PMSBY
  • Promote financial literacy and responsible banking behavior among rural citizens

Certifications & Compliance

We take pride in maintaining internationally recognized operational and data security standards:

ISO Certification

Our banking partnerships and project operations follow strict SLAs and regulatory
guidelines under RBI and NPCI frameworks.

Our Leadership

Mr. Ravi Ruparelia

Mr. Ravi Ruparelia

Managing Director

Mr. Ravi Ruparelia is a wizard when it comes to accounting & finance of the company. He has a deep understanding of the opportunities and threats faced by day to day business challenges . Analyzing everything about the industries tells that Mr. Ruparelia only believe in the long term growth of the company.

Mr. Chirag Shah

Mr. Chirag Shah

Chairman

Mr. Chirag Shah is a strategy professional with approximately18 years of rich industry experience in B2B e-commerce and Omnichannel business. He had aced the field of sales and marketing by 2005 as he launched 'DONECARD' which at that time was India's first and most memorable prepaid card ( preloaded card ).

Mr. Jignesh Juthani

Mr. Jignesh Juthani

Chief Executive Officer

Mr. Jignesh Juthani Brings wealth of experience and expertise to the role having held senior positions in fintech and various industries for more than 23 years. Mr. Juthani is responsible for the overall growth and success of the organization and ensures that the company is meeting its goals and objectives.

Our Presence

With active CSP operations in over 12 Indian states, including:

  • Bihar
  • Odisha
  • Jharkhand
  • West Bengal
  • Uttar Pradesh
  • Assam
  • Karnataka
  • Maharashtra
  • Tamil Nadu
  • Telangana
  • Andhra Pradesh
  • Delhi NCR

Widespread CSP presence across multiple states nationwide, backed by regional support offices and a trained field force.

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Strategic Focus Areas

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Technology for Financial Inclusion

Partnered with TSPs and platforms like TCS, SahyTech, Carasoul

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CSP Capacity Building

Structured onboarding, role-based training, and 24x7 support

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Policy Alignment

Strong alignment with national goals like Digital India and Universal Financial Access

Want to Partner With Us?

Whether you are a bank, NBFC, CSR body, or
fintech company — we have the ground network and expertise to aid in your mission.

Contact Our Operations Team View CSP Onboarding Flow
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